Call reports 2018
SMALL BUSINESS BANK — 2018
What SMALL BUSINESS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 68,418,000 | 65,418,000 | 64,120,000 | 64,589,000 |
| Total loans | 45,983,000 | 45,108,000 | 44,210,000 | 43,707,000 |
| Allowance for loan losses | 686,000 | 808,000 | 808,000 | 809,000 |
| Securities available for sale | 15,605,000 | 15,418,000 | 14,760,000 | 14,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,991,000 | 48,444,000 | 46,886,000 | 54,483,000 |
| Interest-bearing deposits | 18,408,000 | 17,101,000 | 16,876,000 | 24,449,000 |
| Noninterest-bearing deposits | 33,583,000 | 31,343,000 | 30,010,000 | 30,034,000 |
| Equity capital | 9,260,000 | 9,367,000 | 9,363,000 | 9,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,260,000 | 1,876,000 | 2,491,000 |
| Interest expense | 56,000 | 112,000 | 172,000 | 244,000 |
| Net interest income | 556,000 | 1,148,000 | 1,704,000 | 2,247,000 |
| Noninterest income | 143,000 | 329,000 | 488,000 | 635,000 |
| Noninterest expense | 631,000 | 1,282,000 | 1,941,000 | 2,566,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 2,000 |
| Pretax income | 68,000 | 195,000 | 250,000 | 314,000 |
| Income tax | 4,000 | 24,000 | 25,000 | 31,000 |
| Net income | 64,000 | 171,000 | 225,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,474,000 | 9,581,000 | 9,634,000 | 9,692,000 |
| Total capital | 10,097,000 | 10,183,000 | 10,226,000 | 10,279,000 |
| Risk-weighted assets | 49,828,000 | 48,031,000 | 47,198,000 | 46,752,000 |
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