Call reports 2017
SMALL BUSINESS BANK — 2017
What SMALL BUSINESS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 83,335,000 | 81,923,000 | 77,533,000 | 68,677,000 |
| Total loans | 52,621,000 | 50,334,000 | 48,722,000 | 47,351,000 |
| Allowance for loan losses | 839,000 | 815,000 | 807,000 | 790,000 |
| Securities available for sale | 23,112,000 | 23,181,000 | 16,585,000 | 16,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,308,000 | 60,193,000 | 57,790,000 | 50,734,000 |
| Interest-bearing deposits | 30,893,000 | 29,331,000 | 27,077,000 | 19,959,000 |
| Noninterest-bearing deposits | 31,415,000 | 30,862,000 | 30,713,000 | 30,775,000 |
| Equity capital | 9,172,000 | 9,390,000 | 9,419,000 | 9,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 694,000 | 1,391,000 | 2,059,000 | 2,709,000 |
| Interest expense | 88,000 | 184,000 | 280,000 | 345,000 |
| Net interest income | 606,000 | 1,207,000 | 1,779,000 | 2,364,000 |
| Noninterest income | 137,000 | 262,000 | 399,000 | 533,000 |
| Noninterest expense | 646,000 | 1,290,000 | 1,959,000 | 2,625,000 |
| Provision for loan losses | 1,000 | 2,000 | 5,000 | 10,000 |
| Pretax income | 96,000 | 177,000 | 231,000 | 279,000 |
| Income tax | 14,000 | 22,000 | 20,000 | 53,000 |
| Net income | 82,000 | 155,000 | 211,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,265,000 | 9,338,000 | 9,394,000 | 9,410,000 |
| Total capital | 10,000,000 | 10,039,000 | 10,064,000 | 10,048,000 |
| Risk-weighted assets | 58,738,000 | 56,014,000 | 53,537,000 | 50,953,000 |