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Call reports 2010

SMALL BUSINESS BANK — 2010

What SMALL BUSINESS BANK reported to the FFIEC in 2010, quarter by quarter.

PERIOD: 2010SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/92b6c12b-a5d4-44bb-94f1-5133ad6619d3/2010

Balance sheet

What the bank holds and owes at quarter end

Measure2010Q12010Q22010Q32010Q4
Total assets92,798,00092,368,00092,999,00089,799,000
Total loans78,040,00079,382,00078,421,00075,393,000
Allowance for loan losses1,153,0001,168,000983,000985,000
Securities available for sale5,222,0005,083,0002,685,0004,349,000
Securities held to maturity0000
Trading assets0000
Total deposits72,462,00072,464,00073,435,00070,130,000
Interest-bearing deposits60,651,00059,416,00061,110,00058,538,000
Noninterest-bearing deposits11,811,00013,048,00012,325,00011,592,000
Equity capital7,791,0007,994,0008,166,0008,355,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2010Q12010Q22010Q32010Q4
Interest income1,221,0002,456,0003,714,0004,938,000
Interest expense348,000699,0001,034,0001,351,000
Net interest income873,0001,757,0002,680,0003,587,000
Noninterest income130,000290,000463,000625,000
Noninterest expense829,0001,657,0002,468,0003,218,000
Provision for loan losses660,000675,000858,000870,000
Pretax income-482,000-281,000-109,000198,000
Income tax55,00055,000067,000
Net income-537,000-336,000-109,000131,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2010Q12010Q22010Q32010Q4
Tier 1 capital7,567,0007,744,0007,931,0008,170,000
Total capital8,495,0008,683,0008,914,0009,143,000
Risk-weighted assets73,219,00074,917,00080,091,00077,805,000

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