Call reports 2006
SMALL BUSINESS BANK — 2006
What SMALL BUSINESS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 101,461,000 | 97,012,000 | 95,906,000 | 100,383,000 |
| Total loans | 65,426,000 | 62,914,000 | 63,038,000 | 68,170,000 |
| Allowance for loan losses | 607,000 | 608,000 | 621,000 | 648,000 |
| Securities available for sale | 23,019,000 | 25,062,000 | 24,125,000 | 24,217,000 |
| Securities held to maturity | 536,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,107,000 | 72,852,000 | 72,502,000 | 76,827,000 |
| Interest-bearing deposits | 64,605,000 | 61,236,000 | 61,454,000 | 62,475,000 |
| Noninterest-bearing deposits | 13,502,000 | 11,616,000 | 11,047,000 | 14,352,000 |
| Equity capital | 6,560,000 | 6,521,000 | 6,759,000 | 6,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,383,000 | 2,827,000 | 4,271,000 | 5,823,000 |
| Interest expense | 620,000 | 1,290,000 | 1,996,000 | 2,726,000 |
| Net interest income | 763,000 | 1,537,000 | 2,275,000 | 3,097,000 |
| Noninterest income | 398,000 | 600,000 | 859,000 | 1,028,000 |
| Noninterest expense | 896,000 | 1,740,000 | 2,578,000 | 3,458,000 |
| Provision for loan losses | 13,000 | 16,000 | 43,000 | 69,000 |
| Pretax income | 252,000 | 381,000 | 514,000 | 599,000 |
| Income tax | 33,000 | 62,000 | 141,000 | 184,000 |
| Net income | 219,000 | 319,000 | 373,000 | 415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,601,000 | 6,701,000 | 6,756,000 | 6,799,000 |
| Total capital | 7,208,000 | 7,309,000 | 7,377,000 | 7,447,000 |
| Risk-weighted assets | 65,405,000 | 62,403,000 | 63,199,000 | 68,589,000 |
Machine access — free, no API key
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