Call reports 2001
SMALL BUSINESS BANK — 2001
What SMALL BUSINESS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 57,552,000 | 60,051,000 | 60,624,000 | 61,505,000 |
| Total loans | 43,641,000 | 43,372,000 | 43,496,000 | 46,330,000 |
| Allowance for loan losses | 423,000 | 420,000 | 430,000 | 450,000 |
| Securities available for sale | 5,203,000 | 6,293,000 | 8,454,000 | 6,257,000 |
| Securities held to maturity | 1,768,000 | 3,727,000 | 3,721,000 | 3,808,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,663,000 | 54,063,000 | 54,777,000 | 54,659,000 |
| Interest-bearing deposits | 45,106,000 | 47,670,000 | 47,471,000 | 46,567,000 |
| Noninterest-bearing deposits | 6,557,000 | 6,393,000 | 7,306,000 | 8,092,000 |
| Equity capital | 3,773,000 | 3,903,000 | 4,063,000 | 4,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,162,000 | 2,343,000 | 3,527,000 | 4,671,000 |
| Interest expense | 645,000 | 1,293,000 | 1,875,000 | 2,371,000 |
| Net interest income | 517,000 | 1,050,000 | 1,652,000 | 2,300,000 |
| Noninterest income | 134,000 | 288,000 | 450,000 | 605,000 |
| Noninterest expense | 561,000 | 1,105,000 | 1,707,000 | 2,300,000 |
| Provision for loan losses | 10,000 | 16,000 | 24,000 | 52,000 |
| Pretax income | 80,000 | 217,000 | 371,000 | 566,000 |
| Income tax | 20,000 | 69,000 | 118,000 | 188,000 |
| Net income | 60,000 | 148,000 | 253,000 | 378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,758,000 | 3,881,000 | 3,986,000 | 4,106,000 |
| Total capital | 4,181,000 | 4,301,000 | 4,416,000 | 4,556,000 |
| Risk-weighted assets | 41,783,000 | 42,331,000 | 42,305,000 | 44,772,000 |