Call reports 2025
FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION — 2025
What FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 664,344,000 | 662,263,000 | 708,914,000 | 717,895,000 |
| Total loans | 529,710,000 | 540,189,000 | 541,870,000 | 545,551,000 |
| Allowance for loan losses | 6,443,000 | 6,675,000 | 6,741,000 | 6,580,000 |
| Securities available for sale | 58,186,000 | 59,888,000 | 66,376,000 | 75,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 543,352,000 | 539,123,000 | 583,060,000 | 589,798,000 |
| Interest-bearing deposits | 433,230,000 | 436,514,000 | 482,484,000 | 484,122,000 |
| Noninterest-bearing deposits | 110,122,000 | 102,609,000 | 100,576,000 | 105,676,000 |
| Equity capital | 69,251,000 | 70,522,000 | 73,483,000 | 75,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,874,000 | 19,892,000 | 30,099,000 | 40,888,000 |
| Interest expense | 3,149,000 | 6,300,000 | 9,723,000 | 13,290,000 |
| Net interest income | 6,725,000 | 13,592,000 | 20,376,000 | 27,598,000 |
| Noninterest income | 1,657,000 | 2,869,000 | 3,935,000 | 5,184,000 |
| Noninterest expense | 5,321,000 | 10,337,000 | 15,686,000 | 21,060,000 |
| Provision for loan losses | 750,000 | 1,450,000 | 1,740,000 | 2,140,000 |
| Pretax income | 2,351,000 | 4,714,000 | 6,942,000 | 9,854,000 |
| Income tax | 494,000 | 1,029,000 | 1,350,000 | 1,785,000 |
| Net income | 1,857,000 | 3,685,000 | 5,592,000 | 8,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,648,000 | 70,895,000 | 72,929,000 | 74,773,000 |