Call reports 2024
FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION — 2024
What FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 605,035,000 | 624,866,000 | 634,571,000 | 643,763,000 |
| Total loans | 478,223,000 | 501,327,000 | 506,528,000 | 521,905,000 |
| Allowance for loan losses | 5,674,000 | 5,896,000 | 6,183,000 | 6,139,000 |
| Securities available for sale | 56,087,000 | 54,197,000 | 56,704,000 | 58,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,845,000 | 519,047,000 | 514,601,000 | 524,342,000 |
| Interest-bearing deposits | 396,704,000 | 418,339,000 | 416,700,000 | 421,131,000 |
| Noninterest-bearing deposits | 104,141,000 | 100,708,000 | 97,901,000 | 103,211,000 |
| Equity capital | 62,846,000 | 63,777,000 | 66,270,000 | 66,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,657,000 | 17,993,000 | 27,744,000 | 37,663,000 |
| Interest expense | 2,764,000 | 5,794,000 | 9,083,000 | 12,333,000 |
| Net interest income | 5,893,000 | 12,199,000 | 18,661,000 | 25,330,000 |
| Noninterest income | 1,781,000 | 3,118,000 | 4,157,000 | 5,452,000 |
| Noninterest expense | 4,726,000 | 9,267,000 | 13,842,000 | 18,540,000 |
| Provision for loan losses | 360,000 | 1,682,000 | 2,357,000 | 2,757,000 |
| Pretax income | 2,206,000 | 3,986,000 | 5,941,000 | 8,758,000 |
| Income tax | 502,000 | 879,000 | 1,270,000 | 1,748,000 |
| Net income | 1,704,000 | 3,107,000 | 4,671,000 | 7,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,765,000 | 64,789,000 | 66,473,000 | 68,091,000 |
| Total capital | 68,723,000 | — | — | — |
| Risk-weighted assets | 537,132,000 | — | — | — |