Call reports 2023
FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION — 2023
What FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 537,968,000 | 549,493,000 | 594,737,000 | 593,684,000 |
| Total loans | 411,940,000 | 423,065,000 | 453,662,000 | 473,418,000 |
| Allowance for loan losses | 6,601,000 | 5,907,000 | 4,875,000 | 5,682,000 |
| Securities available for sale | 53,401,000 | 54,738,000 | 52,906,000 | 55,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 462,464,000 | 471,769,000 | 493,533,000 | 492,055,000 |
| Interest-bearing deposits | 337,983,000 | 366,393,000 | 395,097,000 | 384,242,000 |
| Noninterest-bearing deposits | 124,481,000 | 105,376,000 | 98,436,000 | 107,813,000 |
| Equity capital | 55,293,000 | 56,633,000 | 59,263,000 | 60,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,878,000 | 12,672,000 | 20,377,000 | 29,626,000 |
| Interest expense | 983,000 | 2,454,000 | 4,693,000 | 7,296,000 |
| Net interest income | 4,895,000 | 10,218,000 | 15,684,000 | 22,330,000 |
| Noninterest income | 1,477,000 | 2,582,000 | 3,294,000 | 4,431,000 |
| Noninterest expense | 4,185,000 | 8,476,000 | 12,727,000 | 17,202,000 |
| Provision for loan losses | 0 | 0 | -1,535,000 | -477,000 |
| Pretax income | 2,187,000 | 4,324,000 | 7,786,000 | 9,801,000 |
| Income tax | 500,000 | 784,000 | 1,074,000 | 1,402,000 |
| Net income | 1,687,000 | 3,540,000 | 6,712,000 | 8,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,038,000 | 58,666,000 | 61,960,000 | 62,365,000 |