Call reports 2021
FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION — 2021
What FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 541,862,000 | 544,951,000 | 544,354,000 | 555,990,000 |
| Total loans | 374,937,000 | 366,843,000 | 357,032,000 | 368,372,000 |
| Allowance for loan losses | 4,816,000 | 4,786,000 | 4,592,000 | 4,244,000 |
| Securities available for sale | 29,665,000 | 28,581,000 | 30,849,000 | 30,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,248,000 | 436,765,000 | 437,291,000 | 452,875,000 |
| Interest-bearing deposits | 334,229,000 | 340,183,000 | 340,932,000 | 343,525,000 |
| Noninterest-bearing deposits | 101,019,000 | 96,582,000 | 96,359,000 | 109,350,000 |
| Equity capital | 54,458,000 | 55,668,000 | 56,455,000 | 54,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,593,000 | 8,965,000 | 13,434,000 | 17,960,000 |
| Interest expense | 563,000 | 1,042,000 | 1,477,000 | 1,862,000 |
| Net interest income | 4,030,000 | 7,923,000 | 11,957,000 | 16,098,000 |
| Noninterest income | 2,474,000 | 4,313,000 | 5,264,000 | 6,391,000 |
| Noninterest expense | 3,668,000 | 7,652,000 | 11,498,000 | 15,227,000 |
| Provision for loan losses | 154,000 | 154,000 | 231,000 | 1,758,000 |
| Pretax income | 2,682,000 | 4,430,000 | 5,492,000 | 5,510,000 |
| Income tax | 775,000 | 1,376,000 | 1,702,000 | 1,730,000 |
| Net income | 1,907,000 | 3,054,000 | 3,790,000 | 3,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,176,000 | 53,414,000 | 54,242,000 | 52,049,000 |