Call reports 2020
FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION — 2020
What FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 474,213,000 | 513,492,000 | 508,582,000 | 502,572,000 |
| Total loans | 367,840,000 | 390,726,000 | 380,215,000 | 371,216,000 |
| Allowance for loan losses | 3,850,000 | 4,836,000 | 4,796,000 | 4,662,000 |
| Securities available for sale | 29,831,000 | 29,745,000 | 32,011,000 | 31,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,741,000 | 411,132,000 | 397,988,000 | 400,216,000 |
| Interest-bearing deposits | 311,029,000 | 335,297,000 | 322,185,000 | 317,682,000 |
| Noninterest-bearing deposits | 60,712,000 | 75,835,000 | 75,803,000 | 82,534,000 |
| Equity capital | 51,354,000 | 52,458,000 | 53,241,000 | 52,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,299,000 | 10,426,000 | 15,466,000 | 19,990,000 |
| Interest expense | 1,132,000 | 2,151,000 | 3,019,000 | 3,802,000 |
| Net interest income | 4,167,000 | 8,275,000 | 12,447,000 | 16,188,000 |
| Noninterest income | 1,096,000 | 2,959,000 | 3,846,000 | 4,834,000 |
| Noninterest expense | 3,393,000 | 6,828,000 | 10,394,000 | 13,801,000 |
| Provision for loan losses | 231,000 | 1,285,000 | 1,489,000 | 1,566,000 |
| Pretax income | 1,639,000 | 3,121,000 | 4,410,000 | 5,667,000 |
| Income tax | 470,000 | 946,000 | 1,480,000 | 1,935,000 |
| Net income | 1,169,000 | 2,175,000 | 2,930,000 | 3,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,452,000 | 50,188,000 | 51,022,000 | 50,718,000 |
| Total capital | 53,302,000 | 55,024,000 | 55,818,000 | 55,380,000 |
| Risk-weighted assets | 410,973,000 | 417,246,000 | 423,311,000 | 433,739,000 |