Call reports 2019
FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION — 2019
What FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 421,375,000 | 423,428,000 | 437,713,000 | 452,842,000 |
| Total loans | 318,982,000 | 346,316,000 | 352,130,000 | 365,347,000 |
| Allowance for loan losses | 3,215,000 | 3,484,000 | 3,652,000 | 3,732,000 |
| Securities available for sale | 26,830,000 | 30,223,000 | 31,207,000 | 31,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,984,000 | 342,459,000 | 345,422,000 | 366,951,000 |
| Interest-bearing deposits | 286,870,000 | 285,558,000 | 288,249,000 | 306,233,000 |
| Noninterest-bearing deposits | 55,114,000 | 56,901,000 | 57,173,000 | 60,718,000 |
| Equity capital | 48,492,000 | 49,493,000 | 50,453,000 | 50,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,696,000 | 9,687,000 | 14,924,000 | 20,329,000 |
| Interest expense | 1,119,000 | 2,352,000 | 3,602,000 | 4,948,000 |
| Net interest income | 3,577,000 | 7,335,000 | 11,322,000 | 15,381,000 |
| Noninterest income | 1,059,000 | 1,851,000 | 2,655,000 | 3,664,000 |
| Noninterest expense | 3,050,000 | 6,229,000 | 9,366,000 | 12,586,000 |
| Provision for loan losses | 120,000 | 387,000 | 679,000 | 1,259,000 |
| Pretax income | 1,454,000 | 2,549,000 | 3,910,000 | 5,185,000 |
| Income tax | 401,000 | 708,000 | 946,000 | 1,340,000 |
| Net income | 1,053,000 | 1,841,000 | 2,964,000 | 3,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,689,000 | 47,536,000 | 48,469,000 | 48,555,000 |
| Total capital | 49,904,000 | 51,020,000 | 52,121,000 | 52,287,000 |
| Risk-weighted assets | 354,787,000 | 377,929,000 | 388,776,000 | 404,434,000 |