Call reports 2018
FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION — 2018
What FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 350,417,000 | 364,004,000 | 358,956,000 | 416,557,000 |
| Total loans | 268,881,000 | 277,402,000 | 281,534,000 | 310,878,000 |
| Allowance for loan losses | 2,472,000 | 2,628,000 | 2,770,000 | 3,132,000 |
| Securities available for sale | 31,037,000 | 29,865,000 | 27,323,000 | 26,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,740,000 | 314,381,000 | 308,037,000 | 338,116,000 |
| Interest-bearing deposits | 248,040,000 | 259,491,000 | 254,683,000 | 281,007,000 |
| Noninterest-bearing deposits | 54,700,000 | 54,890,000 | 53,354,000 | 57,109,000 |
| Equity capital | 45,121,000 | 46,585,000 | 47,531,000 | 48,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,606,000 | 8,032,000 | 12,047,000 | 16,254,000 |
| Interest expense | 448,000 | 921,000 | 1,493,000 | 2,147,000 |
| Net interest income | 3,158,000 | 7,111,000 | 10,554,000 | 14,107,000 |
| Noninterest income | 1,136,000 | 2,088,000 | 2,951,000 | 3,905,000 |
| Noninterest expense | 2,735,000 | 5,466,000 | 8,243,000 | 11,147,000 |
| Provision for loan losses | 150,000 | 320,000 | 460,000 | 885,000 |
| Pretax income | 1,409,000 | 3,413,000 | 4,802,000 | 5,966,000 |
| Income tax | 383,000 | 933,000 | 1,312,000 | 1,629,000 |
| Net income | 1,026,000 | 2,480,000 | 3,490,000 | 4,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,342,000 | 44,848,000 | 46,038,000 | 46,341,000 |
| Total capital | 45,814,000 | 47,476,000 | 48,808,000 | 49,473,000 |
| Risk-weighted assets | 292,993,000 | 299,644,000 | 303,637,000 | 346,338,000 |