Call reports 2016
FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION — 2016
What FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 330,615,000 | 331,776,000 | 325,990,000 | 318,533,000 |
| Total loans | 247,065,000 | 246,265,000 | 249,090,000 | 253,251,000 |
| Allowance for loan losses | 2,639,000 | 2,493,000 | 2,141,000 | 1,916,000 |
| Securities available for sale | 44,347,000 | 40,990,000 | 38,082,000 | 34,712,000 |
| Securities held to maturity | 3,000 | 3,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,593,000 | 280,396,000 | 279,994,000 | 269,865,000 |
| Interest-bearing deposits | 235,554,000 | 236,499,000 | 233,314,000 | 219,872,000 |
| Noninterest-bearing deposits | 45,039,000 | 43,897,000 | 46,680,000 | 49,993,000 |
| Equity capital | 41,610,000 | 42,485,000 | 42,244,000 | 42,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,237,000 | 6,488,000 | 9,841,000 | 13,197,000 |
| Interest expense | 322,000 | 643,000 | 974,000 | 1,293,000 |
| Net interest income | 2,915,000 | 5,845,000 | 8,867,000 | 11,904,000 |
| Noninterest income | 1,074,000 | 1,879,000 | 2,490,000 | 3,002,000 |
| Noninterest expense | 2,654,000 | 5,317,000 | 7,936,000 | 10,133,000 |
| Provision for loan losses | 60,000 | 120,000 | 210,000 | 270,000 |
| Pretax income | 1,275,000 | 2,309,000 | 3,233,000 | 4,525,000 |
| Income tax | 32,000 | 342,000 | 616,000 | 981,000 |
| Net income | 1,243,000 | 1,967,000 | 2,617,000 | 3,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,521,000 | 40,287,000 | 40,121,000 | 40,989,000 |
| Total capital | 42,160,000 | 42,780,000 | 42,262,000 | 42,905,000 |
| Risk-weighted assets | 267,555,000 | 272,568,000 | 277,524,000 | 277,230,000 |