Call reports 2015
FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION — 2015
What FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 310,472,000 | 322,700,000 | 324,582,000 | 329,427,000 |
| Total loans | 235,251,000 | 246,669,000 | 248,539,000 | 250,770,000 |
| Allowance for loan losses | 1,803,000 | 1,915,000 | 2,106,000 | 2,719,000 |
| Securities available for sale | 44,419,000 | 47,843,000 | 46,825,000 | 45,734,000 |
| Securities held to maturity | 7,000 | 5,000 | 5,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,073,000 | 264,178,000 | 273,349,000 | 280,041,000 |
| Interest-bearing deposits | 214,166,000 | 217,337,000 | 230,715,000 | 232,571,000 |
| Noninterest-bearing deposits | 44,907,000 | 46,841,000 | 42,634,000 | 47,470,000 |
| Equity capital | 39,832,000 | 40,337,000 | 41,136,000 | 40,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,134,000 | 6,317,000 | 9,637,000 | 12,944,000 |
| Interest expense | 275,000 | 558,000 | 848,000 | 1,148,000 |
| Net interest income | 2,859,000 | 5,759,000 | 8,789,000 | 11,796,000 |
| Noninterest income | 1,027,000 | 1,853,000 | 2,571,000 | 3,318,000 |
| Noninterest expense | 2,421,000 | 4,878,000 | 7,402,000 | 9,935,000 |
| Provision for loan losses | 90,000 | 400,000 | 630,000 | 1,679,000 |
| Pretax income | 1,375,000 | 2,334,000 | 3,320,000 | 3,508,000 |
| Income tax | 373,000 | 686,000 | 974,000 | 1,337,000 |
| Net income | 1,002,000 | 1,648,000 | 2,346,000 | 2,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,736,000 | 38,434,000 | 39,174,000 | 38,695,000 |
| Total capital | 39,539,000 | 40,349,000 | 41,280,000 | 40,455,000 |
| Risk-weighted assets | 257,312,000 | 266,778,000 | 268,658,000 | 277,081,000 |