Call reports 2014
FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION — 2014
What FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 287,769,000 | 290,432,000 | 296,468,000 | 312,119,000 |
| Total loans | 207,976,000 | 216,812,000 | 223,036,000 | 240,296,000 |
| Allowance for loan losses | 1,636,000 | 1,709,000 | 1,773,000 | 1,830,000 |
| Securities available for sale | 48,573,000 | 46,702,000 | 47,294,000 | 45,970,000 |
| Securities held to maturity | 10,000 | 9,000 | 8,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,863,000 | 244,295,000 | 245,688,000 | 243,707,000 |
| Interest-bearing deposits | 207,592,000 | 204,844,000 | 204,114,000 | 199,792,000 |
| Noninterest-bearing deposits | 40,271,000 | 39,451,000 | 41,574,000 | 43,914,000 |
| Equity capital | 37,027,000 | 38,036,000 | 38,687,000 | 39,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,760,000 | 5,665,000 | 8,666,000 | 11,769,000 |
| Interest expense | 284,000 | 546,000 | 807,000 | 1,066,000 |
| Net interest income | 2,476,000 | 5,119,000 | 7,859,000 | 10,703,000 |
| Noninterest income | 826,000 | 1,523,000 | 2,116,000 | 2,759,000 |
| Noninterest expense | 2,236,000 | 4,441,000 | 6,676,000 | 8,845,000 |
| Provision for loan losses | 10,000 | 107,000 | 286,000 | 502,000 |
| Pretax income | 1,056,000 | 2,094,000 | 3,013,000 | 4,115,000 |
| Income tax | 359,000 | 680,000 | 953,000 | 1,291,000 |
| Net income | 697,000 | 1,414,000 | 2,060,000 | 2,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,698,000 | 35,471,000 | 36,001,000 | 36,807,000 |
| Total capital | 36,334,000 | 37,180,000 | 37,774,000 | 38,637,000 |
| Risk-weighted assets | 225,066,000 | 232,531,000 | 238,869,000 | 254,794,000 |