Call reports 2013
FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION — 2013
What FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 286,783,000 | 275,016,000 | 275,805,000 | 282,503,000 |
| Total loans | 171,287,000 | 177,164,000 | 193,112,000 | 205,581,000 |
| Allowance for loan losses | 1,424,000 | 1,456,000 | 1,549,000 | 1,618,000 |
| Securities available for sale | 62,603,000 | 57,131,000 | 54,379,000 | 51,468,000 |
| Securities held to maturity | 15,000 | 13,000 | 12,000 | 11,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,054,000 | 236,471,000 | 237,512,000 | 237,855,000 |
| Interest-bearing deposits | 208,953,000 | 199,557,000 | 202,636,000 | 197,434,000 |
| Noninterest-bearing deposits | 39,101,000 | 36,914,000 | 34,876,000 | 40,421,000 |
| Equity capital | 35,338,000 | 35,403,000 | 36,107,000 | 36,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,553,000 | 5,203,000 | 7,899,000 | 10,802,000 |
| Interest expense | 312,000 | 612,000 | 915,000 | 1,206,000 |
| Net interest income | 2,241,000 | 4,591,000 | 6,984,000 | 9,596,000 |
| Noninterest income | 649,000 | 1,595,000 | 2,150,000 | 2,682,000 |
| Noninterest expense | 1,871,000 | 3,844,000 | 5,847,000 | 7,849,000 |
| Provision for loan losses | 0 | 25,000 | 75,000 | 175,000 |
| Pretax income | 1,019,000 | 2,317,000 | 3,222,000 | 4,264,000 |
| Income tax | 354,000 | 821,000 | 1,143,000 | 1,503,000 |
| Net income | 665,000 | 1,496,000 | 2,079,000 | 2,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,077,000 | 33,907,000 | 34,468,000 | 34,545,000 |
| Total capital | 34,501,000 | 35,363,000 | 36,017,000 | 36,163,000 |
| Risk-weighted assets | 188,080,000 | 192,285,000 | 208,708,000 | 220,760,000 |