Call reports 2012
FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION — 2012
What FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 272,835,000 | 268,718,000 | 271,035,000 | 272,288,000 |
| Total loans | 174,641,000 | 174,874,000 | 175,829,000 | 180,104,000 |
| Allowance for loan losses | 1,368,000 | 1,411,000 | 1,445,000 | 1,433,000 |
| Securities available for sale | 50,438,000 | 54,805,000 | 60,829,000 | 57,656,000 |
| Securities held to maturity | 24,000 | 22,000 | 18,000 | 17,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,895,000 | 232,328,000 | 233,546,000 | 234,308,000 |
| Interest-bearing deposits | 199,016,000 | 199,452,000 | 199,861,000 | 192,619,000 |
| Noninterest-bearing deposits | 37,879,000 | 32,875,000 | 33,685,000 | 41,689,000 |
| Equity capital | 33,492,000 | 34,051,000 | 34,874,000 | 35,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,819,000 | 5,577,000 | 8,366,000 | 11,022,000 |
| Interest expense | 440,000 | 853,000 | 1,235,000 | 1,565,000 |
| Net interest income | 2,379,000 | 4,724,000 | 7,131,000 | 9,457,000 |
| Noninterest income | 649,000 | 1,219,000 | 1,776,000 | 2,284,000 |
| Noninterest expense | 1,827,000 | 3,691,000 | 5,525,000 | 7,350,000 |
| Provision for loan losses | 45,000 | 79,000 | 125,000 | 190,000 |
| Pretax income | 1,156,000 | 2,173,000 | 3,296,000 | 4,240,000 |
| Income tax | 402,000 | 757,000 | 1,144,000 | 1,461,000 |
| Net income | 754,000 | 1,416,000 | 2,152,000 | 2,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,021,000 | 31,645,000 | 32,352,000 | 32,866,000 |
| Total capital | 32,389,000 | 33,056,000 | 33,797,000 | 34,299,000 |
| Risk-weighted assets | 187,922,000 | 187,538,000 | 191,308,000 | 195,233,000 |