Call reports 2011
FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION — 2011
What FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 251,407,000 | 254,784,000 | 251,605,000 | 256,475,000 |
| Total loans | 165,275,000 | 169,863,000 | 177,189,000 | 176,629,000 |
| Allowance for loan losses | 1,614,000 | 1,633,000 | 1,568,000 | 1,340,000 |
| Securities available for sale | 49,735,000 | 56,277,000 | 51,513,000 | 46,045,000 |
| Securities held to maturity | 33,000 | 30,000 | 28,000 | 26,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,323,000 | 221,004,000 | 217,148,000 | 221,352,000 |
| Interest-bearing deposits | 188,360,000 | 191,452,000 | 186,655,000 | 190,295,000 |
| Noninterest-bearing deposits | 29,963,000 | 29,552,000 | 30,492,000 | 31,057,000 |
| Equity capital | 30,365,000 | 31,418,000 | 32,337,000 | 33,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,859,000 | 5,737,000 | 8,704,000 | 11,564,000 |
| Interest expense | 632,000 | 1,217,000 | 1,777,000 | 2,285,000 |
| Net interest income | 2,227,000 | 4,520,000 | 6,927,000 | 9,279,000 |
| Noninterest income | 564,000 | 1,098,000 | 1,575,000 | 2,052,000 |
| Noninterest expense | 1,743,000 | 3,575,000 | 5,403,000 | 7,175,000 |
| Provision for loan losses | 40,000 | 75,000 | 120,000 | 190,000 |
| Pretax income | 1,008,000 | 1,968,000 | 2,979,000 | 3,966,000 |
| Income tax | 337,000 | 658,000 | 1,006,000 | 1,343,000 |
| Net income | 671,000 | 1,310,000 | 1,973,000 | 2,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,751,000 | 29,319,000 | 29,948,000 | 30,629,000 |
| Total capital | 30,365,000 | 30,952,000 | 31,516,000 | 31,969,000 |
| Risk-weighted assets | 181,482,000 | 183,846,000 | 189,064,000 | 189,976,000 |