Call reports 2010
FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION — 2010
What FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 227,292,000 | 230,026,000 | 233,850,000 | 237,799,000 |
| Total loans | 159,284,000 | 164,984,000 | 168,832,000 | 169,648,000 |
| Allowance for loan losses | 1,263,000 | 1,353,000 | 1,527,000 | 1,598,000 |
| Securities available for sale | 41,253,000 | 41,676,000 | 41,635,000 | 41,889,000 |
| Securities held to maturity | 45,000 | 42,000 | 39,000 | 36,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,891,000 | 197,911,000 | 201,114,000 | 205,545,000 |
| Interest-bearing deposits | 170,044,000 | 172,383,000 | 172,357,000 | 176,237,000 |
| Noninterest-bearing deposits | 25,847,000 | 25,527,000 | 28,757,000 | 29,309,000 |
| Equity capital | 28,742,000 | 29,625,000 | 30,461,000 | 30,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,799,000 | 5,763,000 | 8,792,000 | 11,973,000 |
| Interest expense | 780,000 | 1,549,000 | 2,266,000 | 2,922,000 |
| Net interest income | 2,019,000 | 4,214,000 | 6,526,000 | 9,051,000 |
| Noninterest income | 501,000 | 994,000 | 1,478,000 | 1,962,000 |
| Noninterest expense | 1,710,000 | 3,343,000 | 5,052,000 | 6,789,000 |
| Provision for loan losses | 85,000 | 100,000 | 275,000 | 485,000 |
| Pretax income | 725,000 | 1,768,000 | 2,680,000 | 3,742,000 |
| Income tax | 226,000 | 571,000 | 860,000 | 1,218,000 |
| Net income | 499,000 | 1,197,000 | 1,820,000 | 2,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,794,000 | 27,500,000 | 28,129,000 | 28,840,000 |
| Total capital | 28,057,000 | 28,853,000 | 29,656,000 | 30,438,000 |
| Risk-weighted assets | 171,055,000 | 177,065,000 | 179,556,000 | 182,987,000 |