Call reports 2009
FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION — 2009
What FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 228,188,000 | 224,540,000 | 229,015,000 | 225,360,000 |
| Total loans | 157,026,000 | 158,290,000 | 156,717,000 | 158,151,000 |
| Allowance for loan losses | 1,396,000 | 1,453,000 | 1,314,000 | 1,213,000 |
| Securities available for sale | 40,664,000 | 38,445,000 | 39,815,000 | 38,556,000 |
| Securities held to maturity | 54,000 | 52,000 | 49,000 | 47,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,035,000 | 194,339,000 | 197,784,000 | 194,371,000 |
| Interest-bearing deposits | 166,714,000 | 169,842,000 | 172,850,000 | 165,272,000 |
| Noninterest-bearing deposits | 26,321,000 | 24,497,000 | 24,934,000 | 29,099,000 |
| Equity capital | 27,047,000 | 27,465,000 | 28,616,000 | 28,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,992,000 | 5,893,000 | 8,972,000 | 11,874,000 |
| Interest expense | 1,095,000 | 2,134,000 | 3,147,000 | 4,019,000 |
| Net interest income | 1,897,000 | 3,759,000 | 5,825,000 | 7,855,000 |
| Noninterest income | 474,000 | 917,000 | 1,334,000 | 1,744,000 |
| Noninterest expense | 1,544,000 | 3,161,000 | 4,768,000 | 6,396,000 |
| Provision for loan losses | 151,000 | 300,000 | 425,000 | 640,000 |
| Pretax income | 676,000 | 1,214,000 | 1,967,000 | 2,561,000 |
| Income tax | 188,000 | 300,000 | 459,000 | 586,000 |
| Net income | 488,000 | 914,000 | 1,508,000 | 1,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,529,000 | 25,954,000 | 26,547,000 | 26,688,000 |
| Total capital | 26,925,000 | 27,407,000 | 27,861,000 | 27,901,000 |
| Risk-weighted assets | 164,916,000 | 167,929,000 | 167,919,000 | 168,059,000 |