Call reports 2007
FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION — 2007
What FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 202,591,000 | 204,180,000 | 202,238,000 | 206,680,000 |
| Total loans | 147,178,000 | 144,601,000 | 144,035,000 | 146,907,000 |
| Allowance for loan losses | 1,952,000 | 1,831,000 | 1,695,000 | 1,666,000 |
| Securities available for sale | 30,751,000 | 31,657,000 | 34,897,000 | 38,798,000 |
| Securities held to maturity | 86,000 | 83,000 | 80,000 | 76,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,157,000 | 179,439,000 | 176,857,000 | 180,053,000 |
| Interest-bearing deposits | 156,787,000 | 158,313,000 | 153,082,000 | 156,888,000 |
| Noninterest-bearing deposits | 21,370,000 | 21,126,000 | 23,775,000 | 23,166,000 |
| Equity capital | 23,625,000 | 23,872,000 | 24,409,000 | 25,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,226,000 | 6,550,000 | 9,882,000 | 13,234,000 |
| Interest expense | 1,479,000 | 2,994,000 | 4,514,000 | 6,060,000 |
| Net interest income | 1,747,000 | 3,556,000 | 5,368,000 | 7,174,000 |
| Noninterest income | 283,000 | 543,000 | 851,000 | 1,121,000 |
| Noninterest expense | 1,382,000 | 2,810,000 | 4,259,000 | 5,602,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 648,000 | 1,289,000 | 1,960,000 | 2,693,000 |
| Income tax | 239,000 | 481,000 | 737,000 | 932,000 |
| Net income | 409,000 | 808,000 | 1,223,000 | 1,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,553,000 | 23,034,000 | 23,280,000 | 23,791,000 |
| Total capital | 24,472,000 | 24,865,000 | 24,975,000 | 25,457,000 |
| Risk-weighted assets | 153,486,000 | 154,377,000 | 153,803,000 | 157,264,000 |