Call reports 2006
FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION — 2006
What FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 193,605,000 | 195,825,000 | 194,010,000 | 200,374,000 |
| Total loans | 145,802,000 | 149,943,000 | 149,022,000 | 145,147,000 |
| Allowance for loan losses | 2,068,000 | 2,088,000 | 2,116,000 | 2,089,000 |
| Securities available for sale | 29,728,000 | 30,048,000 | 28,133,000 | 30,602,000 |
| Securities held to maturity | 102,000 | 99,000 | 95,000 | 92,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,282,000 | 171,015,000 | 170,580,000 | 176,680,000 |
| Interest-bearing deposits | 151,554,000 | 150,680,000 | 152,105,000 | 155,228,000 |
| Noninterest-bearing deposits | 19,728,000 | 20,335,000 | 18,475,000 | 21,453,000 |
| Equity capital | 21,682,000 | 21,659,000 | 22,468,000 | 22,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,846,000 | 5,815,000 | 8,957,000 | 12,135,000 |
| Interest expense | 1,069,000 | 2,246,000 | 3,558,000 | 4,968,000 |
| Net interest income | 1,777,000 | 3,569,000 | 5,399,000 | 7,167,000 |
| Noninterest income | 383,000 | 731,000 | 1,010,000 | 1,334,000 |
| Noninterest expense | 1,371,000 | 2,646,000 | 3,993,000 | 5,211,000 |
| Provision for loan losses | 150,000 | 265,000 | 477,000 | 652,000 |
| Pretax income | 639,000 | 1,331,000 | 1,880,000 | 2,579,000 |
| Income tax | 253,000 | 504,000 | 703,000 | 962,000 |
| Net income | 386,000 | 827,000 | 1,177,000 | 1,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,882,000 | 21,000,000 | 21,431,000 | 21,951,000 |
| Total capital | 22,761,000 | 22,935,000 | 23,331,000 | 23,835,000 |
| Risk-weighted assets | 150,165,000 | 154,682,000 | 151,808,000 | 150,525,000 |