Call reports 2002
FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION — 2002
What FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 150,308,000 | 156,957,000 | 180,419,000 | 182,576,000 |
| Total loans | 113,863,000 | 123,449,000 | 144,737,000 | 143,142,000 |
| Allowance for loan losses | 1,136,000 | 1,177,000 | 1,424,000 | 1,393,000 |
| Securities available for sale | 20,532,000 | 17,996,000 | 20,299,000 | 20,808,000 |
| Securities held to maturity | 1,607,000 | 1,337,000 | 1,725,000 | 1,153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,702,000 | 138,990,000 | 159,000,000 | 161,055,000 |
| Interest-bearing deposits | 120,045,000 | 125,705,000 | 138,391,000 | 144,444,000 |
| Noninterest-bearing deposits | 12,657,000 | 13,285,000 | 20,608,000 | 16,611,000 |
| Equity capital | 14,808,000 | 15,330,000 | 18,038,000 | 18,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,483,000 | 4,961,000 | 8,500,000 | 11,293,000 |
| Interest expense | 1,077,000 | 2,101,000 | 3,562,000 | 4,662,000 |
| Net interest income | 1,406,000 | 2,860,000 | 4,938,000 | 6,631,000 |
| Noninterest income | 276,000 | 550,000 | 916,000 | 1,216,000 |
| Noninterest expense | 1,018,000 | 2,062,000 | 3,518,000 | 4,646,000 |
| Provision for loan losses | 106,000 | 213,000 | 340,000 | 453,000 |
| Pretax income | 558,000 | 1,135,000 | 1,996,000 | 2,748,000 |
| Income tax | 192,000 | 435,000 | 759,000 | 1,036,000 |
| Net income | 366,000 | 700,000 | 1,237,000 | 1,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,409,000 | 13,825,000 | 16,361,000 | 16,892,000 |
| Total capital | 14,545,000 | 15,002,000 | 17,785,000 | 18,285,000 |
| Risk-weighted assets | 116,418,000 | 125,231,000 | 146,790,000 | 149,236,000 |