Call reports 2001
FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION — 2001
What FIRST NEIGHBOR BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 98,884,000 | 151,968,000 | 153,724,000 | 154,651,000 |
| Total loans | 72,278,000 | 111,488,000 | 114,657,000 | 116,905,000 |
| Allowance for loan losses | 542,000 | 899,000 | 962,000 | 1,060,000 |
| Securities available for sale | 13,936,000 | 23,227,000 | 22,678,000 | 22,025,000 |
| Securities held to maturity | 1,305,000 | 2,371,000 | 2,360,000 | 1,719,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,265,000 | 135,376,000 | 136,039,000 | 136,173,000 |
| Interest-bearing deposits | 81,118,000 | 123,482,000 | 123,440,000 | 121,848,000 |
| Noninterest-bearing deposits | 7,147,000 | 11,894,000 | 12,599,000 | 14,325,000 |
| Equity capital | 8,533,000 | 13,772,000 | 14,377,000 | 14,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,962,000 | 5,807,000 | 8,647,000 | 11,331,000 |
| Interest expense | 1,117,000 | 3,243,000 | 4,717,000 | 5,941,000 |
| Net interest income | 845,000 | 2,564,000 | 3,930,000 | 5,390,000 |
| Noninterest income | 195,000 | 493,000 | 710,000 | 976,000 |
| Noninterest expense | 683,000 | 2,006,000 | 2,942,000 | 3,964,000 |
| Provision for loan losses | 90,000 | 218,000 | 310,000 | 443,000 |
| Pretax income | 267,000 | 837,000 | 1,384,000 | 1,963,000 |
| Income tax | 98,000 | 303,000 | 450,000 | 744,000 |
| Net income | 169,000 | 534,000 | 934,000 | 1,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,536,000 | 12,289,000 | 12,736,000 | 13,000,000 |
| Total capital | 8,078,000 | 13,188,000 | 13,698,000 | 14,060,000 |
| Risk-weighted assets | 76,050,000 | 114,943,000 | 117,947,000 | 119,874,000 |