Call reports 2016
ENTEGRA BANK — 2016
What ENTEGRA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,054,516,000 | 1,192,356,000 | 1,217,782,000 | 1,292,285,000 |
| Total loans | 638,077,000 | 728,761,000 | 735,831,000 | 748,945,000 |
| Allowance for loan losses | 9,498,000 | 8,940,000 | 9,104,000 | 9,305,000 |
| Securities available for sale | 260,049,000 | 291,334,000 | 322,710,000 | 398,291,000 |
| Securities held to maturity | 34,035,000 | 30,907,000 | 0 | 0 |
| Trading assets | 4,841,000 | 4,991,000 | 5,133,000 | 5,211,000 |
| Total deposits | 737,163,000 | 832,006,000 | 840,635,000 | 833,150,000 |
| Interest-bearing deposits | 618,931,000 | 704,989,000 | 698,458,000 | 694,010,000 |
| Noninterest-bearing deposits | 118,232,000 | 127,017,000 | 142,177,000 | 139,140,000 |
| Equity capital | 131,917,000 | 148,401,000 | 149,003,000 | 144,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,989,000 | 19,243,000 | 29,683,000 | 40,505,000 |
| Interest expense | 1,286,000 | 2,675,000 | 4,089,000 | 5,565,000 |
| Net interest income | 7,703,000 | 16,568,000 | 25,594,000 | 34,940,000 |
| Noninterest income | 1,408,000 | 2,946,000 | 4,541,000 | 6,196,000 |
| Noninterest expense | 6,987,000 | 16,080,000 | 23,771,000 | 31,397,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 274,000 |
| Pretax income | 2,393,000 | 4,132,000 | 7,369,000 | 10,681,000 |
| Income tax | 899,000 | 1,328,000 | 2,967,000 | 3,779,000 |
| Net income | 1,494,000 | 2,804,000 | 4,402,000 | 6,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,296,000 | 133,330,000 | 135,262,000 | 138,402,000 |
| Total capital | 128,707,000 | 142,354,000 | 144,466,000 | 147,807,000 |
| Risk-weighted assets | 667,811,000 | 780,839,000 | 805,678,000 | 847,785,000 |