Call reports 2015
ENTEGRA BANK — 2015
What ENTEGRA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 918,512,000 | 969,036,000 | 983,798,000 | 1,030,865,000 |
| Total loans | 557,105,000 | 592,101,000 | 606,310,000 | 632,420,000 |
| Allowance for loan losses | 9,611,000 | 9,451,000 | 9,633,000 | 9,461,000 |
| Securities available for sale | 223,741,000 | 239,741,000 | 229,603,000 | 238,862,000 |
| Securities held to maturity | 40,723,000 | 39,777,000 | 38,582,000 | 41,164,000 |
| Trading assets | 0 | 0 | 0 | 4,714,000 |
| Total deposits | 717,379,000 | 710,111,000 | 700,625,000 | 734,162,000 |
| Interest-bearing deposits | 628,357,000 | 614,500,000 | 600,209,000 | 613,097,000 |
| Noninterest-bearing deposits | 89,022,000 | 95,611,000 | 100,416,000 | 121,065,000 |
| Equity capital | 108,139,000 | 123,485,000 | 127,269,000 | 128,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,882,000 | 15,990,000 | 24,388,000 | 33,131,000 |
| Interest expense | 1,484,000 | 2,884,000 | 4,175,000 | 5,441,000 |
| Net interest income | 6,398,000 | 13,106,000 | 20,213,000 | 27,690,000 |
| Noninterest income | 1,331,000 | 2,283,000 | 3,991,000 | 5,295,000 |
| Noninterest expense | 6,433,000 | 14,579,000 | 20,644,000 | 27,272,000 |
| Provision for loan losses | -1,500,000 | -1,500,000 | -1,500,000 | -1,500,000 |
| Pretax income | 2,960,000 | 2,595,000 | 5,380,000 | 7,614,000 |
| Income tax | 225,000 | -17,289,000 | -16,759,000 | -16,559,000 |
| Net income | 2,735,000 | 19,884,000 | 22,139,000 | 24,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,513,000 | 114,336,000 | 117,330,000 | 118,251,000 |
| Total capital | 114,699,000 | 122,067,000 | 125,248,000 | 126,524,000 |
| Risk-weighted assets | 571,853,000 | 609,913,000 | 625,240,000 | 654,289,000 |