Call reports 2014
ENTEGRA BANK — 2014
What ENTEGRA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 788,771,000 | 819,763,000 | 883,932,000 | 903,208,000 |
| Total loans | 526,879,000 | 539,331,000 | 542,447,000 | 551,240,000 |
| Allowance for loan losses | 11,956,000 | 11,561,000 | 11,772,000 | 11,072,000 |
| Securities available for sale | 154,537,000 | 170,803,000 | 187,959,000 | 219,859,000 |
| Securities held to maturity | 25,438,000 | 25,487,000 | 25,536,000 | 29,285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 685,161,000 | 713,162,000 | 730,398,000 | 720,769,000 |
| Interest-bearing deposits | 614,039,000 | 631,594,000 | 627,362,000 | 633,890,000 |
| Noninterest-bearing deposits | 71,122,000 | 81,568,000 | 103,036,000 | 86,879,000 |
| Equity capital | 51,813,000 | 54,526,000 | 100,367,000 | 103,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,706,000 | 16,535,000 | 24,447,000 | 32,383,000 |
| Interest expense | 1,515,000 | 3,037,000 | 4,576,000 | 6,081,000 |
| Net interest income | 7,191,000 | 13,498,000 | 19,871,000 | 26,302,000 |
| Noninterest income | 786,000 | 1,621,000 | 2,151,000 | 3,136,000 |
| Noninterest expense | 5,479,000 | 10,691,000 | 15,787,000 | 21,451,000 |
| Provision for loan losses | 5,000 | 11,000 | 27,000 | 33,000 |
| Pretax income | 2,507,000 | 4,720,000 | 6,860,000 | 8,611,000 |
| Income tax | 300,000 | 1,846,000 | 1,998,000 | 2,388,000 |
| Net income | 2,207,000 | 2,874,000 | 4,862,000 | 6,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,960,000 | 57,634,000 | 104,197,000 | 105,556,000 |
| Total capital | 63,462,000 | 64,184,000 | 110,799,000 | 112,246,000 |
| Risk-weighted assets | 514,610,000 | 523,120,000 | 522,890,000 | 530,780,000 |