Call reports 2013
ENTEGRA BANK — 2013
What ENTEGRA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 778,370,000 | 772,394,000 | 777,157,000 | 783,997,000 |
| Total loans | 544,372,000 | 533,192,000 | 521,803,000 | 527,561,000 |
| Allowance for loan losses | 14,435,000 | 13,686,000 | 13,310,000 | 14,251,000 |
| Securities available for sale | 159,605,000 | 172,723,000 | 182,052,000 | 155,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 20,988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 682,153,000 | 678,050,000 | 684,090,000 | 684,700,000 |
| Interest-bearing deposits | 617,292,000 | 607,792,000 | 613,819,000 | 614,111,000 |
| Noninterest-bearing deposits | 64,861,000 | 70,258,000 | 70,271,000 | 70,589,000 |
| Equity capital | 57,760,000 | 55,034,000 | 54,923,000 | 47,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,944,000 | 16,082,000 | 23,956,000 | 32,506,000 |
| Interest expense | 1,716,000 | 3,357,000 | 4,934,000 | 6,498,000 |
| Net interest income | 6,228,000 | 12,725,000 | 19,022,000 | 26,008,000 |
| Noninterest income | 647,000 | 1,086,000 | 1,583,000 | 1,221,000 |
| Noninterest expense | 5,234,000 | 10,458,000 | 15,818,000 | 22,641,000 |
| Provision for loan losses | 719,000 | 1,588,000 | 2,152,000 | 4,358,000 |
| Pretax income | 922,000 | 1,864,000 | 2,733,000 | 588,000 |
| Income tax | 0 | 0 | 43,000 | 647,000 |
| Net income | 922,000 | 1,864,000 | 2,690,000 | -59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,866,000 | 55,829,000 | 55,337,000 | 54,775,000 |
| Total capital | 62,621,000 | 62,525,000 | 61,950,000 | 61,274,000 |
| Risk-weighted assets | 532,720,000 | 528,728,000 | 523,592,000 | 512,103,000 |