Call reports 2012
ENTEGRA BANK — 2012
What ENTEGRA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 846,788,000 | 818,385,000 | 789,388,000 | 770,101,000 |
| Total loans | 598,383,000 | 584,245,000 | 567,231,000 | 560,717,000 |
| Allowance for loan losses | 16,396,000 | 15,533,000 | 14,545,000 | 14,874,000 |
| Securities available for sale | 158,930,000 | 145,517,000 | 130,877,000 | 131,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 736,869,000 | 708,162,000 | 679,125,000 | 675,504,000 |
| Interest-bearing deposits | 678,102,000 | 645,396,000 | 615,595,000 | 615,554,000 |
| Noninterest-bearing deposits | 58,767,000 | 62,766,000 | 63,530,000 | 59,950,000 |
| Equity capital | 56,528,000 | 57,064,000 | 57,444,000 | 56,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,078,000 | 17,737,000 | 26,409,000 | 34,807,000 |
| Interest expense | 2,756,000 | 5,192,000 | 7,294,000 | 9,121,000 |
| Net interest income | 6,322,000 | 12,545,000 | 19,115,000 | 25,686,000 |
| Noninterest income | 205,000 | 489,000 | 326,000 | 1,124,000 |
| Noninterest expense | 5,909,000 | 10,889,000 | 15,929,000 | 21,745,000 |
| Provision for loan losses | 3,201,000 | 4,597,000 | 6,193,000 | 7,878,000 |
| Pretax income | 73,000 | 209,000 | 278,000 | 479,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 73,000 | 209,000 | 278,000 | 479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,027,000 | 55,170,000 | 54,834,000 | 55,157,000 |
| Total capital | 62,534,000 | 62,383,000 | 61,768,000 | 62,005,000 |
| Risk-weighted assets | 592,456,000 | 568,769,000 | 546,812,000 | 539,851,000 |