Call reports 2011
ENTEGRA BANK — 2011
What ENTEGRA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 932,652,000 | 925,122,000 | 910,141,000 | 874,467,000 |
| Total loans | 689,078,000 | 661,967,000 | 643,232,000 | 615,540,000 |
| Allowance for loan losses | 20,865,000 | 20,824,000 | 20,337,000 | 16,711,000 |
| Securities available for sale | 154,802,000 | 175,124,000 | 192,842,000 | 190,748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 782,385,000 | 780,666,000 | 768,087,000 | 751,030,000 |
| Interest-bearing deposits | 730,484,000 | 768,486,000 | 756,702,000 | 695,698,000 |
| Noninterest-bearing deposits | 51,901,000 | 12,180,000 | 11,385,000 | 55,332,000 |
| Equity capital | 70,405,000 | 64,858,000 | 62,572,000 | 57,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,424,000 | 20,372,000 | 30,320,000 | 39,897,000 |
| Interest expense | 4,128,000 | 7,606,000 | 10,969,000 | 14,103,000 |
| Net interest income | 6,296,000 | 12,766,000 | 19,351,000 | 25,794,000 |
| Noninterest income | 79,000 | -1,794,000 | -2,182,000 | -2,961,000 |
| Noninterest expense | 7,023,000 | 12,856,000 | 18,730,000 | 24,455,000 |
| Provision for loan losses | 9,765,000 | 15,287,000 | 18,856,000 | 24,116,000 |
| Pretax income | -8,780,000 | -15,535,000 | -18,781,000 | -24,101,000 |
| Income tax | 0 | 53,000 | 116,000 | 116,000 |
| Net income | -8,780,000 | -15,588,000 | -18,897,000 | -24,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,394,000 | 63,577,000 | 60,287,000 | 54,932,000 |
| Total capital | 79,109,000 | 71,982,000 | 68,415,000 | 62,643,000 |
| Risk-weighted assets | 684,889,000 | 659,988,000 | 638,065,000 | 608,784,000 |