Call reports 2010
ENTEGRA BANK — 2010
What ENTEGRA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,073,678,000 | 1,078,974,000 | 1,074,225,000 | 1,024,755,000 |
| Total loans | 756,106,000 | 746,038,000 | 741,319,000 | 715,313,000 |
| Allowance for loan losses | 18,257,000 | 19,722,000 | 20,009,000 | 17,196,000 |
| Securities available for sale | 198,767,000 | 224,890,000 | 220,033,000 | 216,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 809,753,000 | 820,204,000 | 817,422,000 | 798,517,000 |
| Interest-bearing deposits | 758,185,000 | 769,019,000 | 757,636,000 | 786,318,000 |
| Noninterest-bearing deposits | 51,568,000 | 51,185,000 | 59,786,000 | 12,199,000 |
| Equity capital | 94,836,000 | 94,784,000 | 93,160,000 | 79,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 12,660,000 | 24,432,000 | 36,552,000 | 47,925,000 |
| Interest expense | 5,400,000 | 10,530,000 | 15,484,000 | 19,996,000 |
| Net interest income | 7,260,000 | 13,902,000 | 21,068,000 | 27,929,000 |
| Noninterest income | 206,000 | 378,000 | 418,000 | -675,000 |
| Noninterest expense | 5,045,000 | 9,944,000 | 15,076,000 | 20,057,000 |
| Provision for loan losses | 3,849,000 | 7,915,000 | 13,104,000 | 18,926,000 |
| Pretax income | -586,000 | -1,924,000 | -5,028,000 | -10,063,000 |
| Income tax | -411,000 | -1,107,000 | -2,491,000 | 3,837,000 |
| Net income | -175,000 | -817,000 | -2,537,000 | -13,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,035,000 | 92,301,000 | 90,506,000 | 79,159,000 |
| Total capital | 102,675,000 | 101,881,000 | 99,969,000 | 88,337,000 |
| Risk-weighted assets | 762,570,000 | 756,277,000 | 746,508,000 | 725,462,000 |