Call reports 2009
ENTEGRA BANK — 2009
What ENTEGRA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,136,722,000 | 1,121,998,000 | 1,098,881,000 | 1,080,891,000 |
| Total loans | 808,317,000 | 797,777,000 | 785,065,000 | 772,029,000 |
| Allowance for loan losses | 12,672,000 | 11,880,000 | 10,624,000 | 17,771,000 |
| Securities available for sale | 222,680,000 | 213,086,000 | 212,191,000 | 193,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 757,618,000 | 774,173,000 | 760,510,000 | 790,933,000 |
| Interest-bearing deposits | 706,907,000 | 720,721,000 | 706,834,000 | 737,860,000 |
| Noninterest-bearing deposits | 50,710,000 | 53,452,000 | 53,676,000 | 53,073,000 |
| Equity capital | 103,623,000 | 101,946,000 | 103,682,000 | 95,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 14,982,000 | 29,114,000 | 43,129,000 | 56,986,000 |
| Interest expense | 6,948,000 | 13,622,000 | 19,819,000 | 25,710,000 |
| Net interest income | 8,034,000 | 15,492,000 | 23,310,000 | 31,276,000 |
| Noninterest income | 1,617,000 | 2,392,000 | 1,217,000 | -2,106,000 |
| Noninterest expense | 5,440,000 | 11,643,000 | 17,088,000 | 22,053,000 |
| Provision for loan losses | 3,276,000 | 7,569,000 | 11,139,000 | 21,851,000 |
| Pretax income | 1,554,000 | 14,000 | -2,358,000 | -13,316,000 |
| Income tax | 412,000 | -366,000 | -1,472,000 | -5,893,000 |
| Net income | 1,142,000 | 380,000 | -886,000 | -7,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,041,000 | 101,158,000 | 99,821,000 | 93,254,000 |
| Total capital | 112,172,000 | 111,188,000 | 109,639,000 | 102,991,000 |
| Risk-weighted assets | 807,903,000 | 800,525,000 | 784,669,000 | 770,890,000 |