Call reports 2008
ENTEGRA BANK — 2008
What ENTEGRA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,071,196,000 | 1,082,109,000 | 1,072,988,000 | 1,115,362,000 |
| Total loans | 822,507,000 | 810,018,000 | 814,135,000 | 817,042,000 |
| Allowance for loan losses | 10,233,000 | 10,855,000 | 10,833,000 | 13,167,000 |
| Securities available for sale | 165,089,000 | 147,802,000 | 163,336,000 | 208,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 675,642,000 | 695,821,000 | 704,095,000 | 716,422,000 |
| Interest-bearing deposits | 618,522,000 | 635,963,000 | 647,429,000 | 662,902,000 |
| Noninterest-bearing deposits | 57,120,000 | 59,858,000 | 56,666,000 | 53,520,000 |
| Equity capital | 96,828,000 | 97,450,000 | 98,133,000 | 102,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 17,237,000 | 33,749,000 | 49,761,000 | 65,547,000 |
| Interest expense | 8,851,000 | 17,065,000 | 24,832,000 | 32,390,000 |
| Net interest income | 8,386,000 | 16,684,000 | 24,929,000 | 33,157,000 |
| Noninterest income | 1,260,000 | 2,274,000 | 3,126,000 | 3,782,000 |
| Noninterest expense | 5,446,000 | 11,096,000 | 16,642,000 | 21,326,000 |
| Provision for loan losses | 926,000 | 1,954,000 | 3,276,000 | 6,210,000 |
| Pretax income | 3,390,000 | 6,617,000 | 8,847,000 | 10,367,000 |
| Income tax | 1,160,000 | 2,231,000 | 2,846,000 | 3,295,000 |
| Net income | 2,230,000 | 4,386,000 | 6,001,000 | 7,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,020,000 | 98,542,000 | 100,036,000 | 101,031,000 |
| Total capital | 106,154,000 | 108,716,000 | 110,184,000 | 111,089,000 |
| Risk-weighted assets | 809,885,000 | 812,516,000 | 811,162,000 | 801,579,000 |