Call reports 2007
ENTEGRA BANK — 2007
What ENTEGRA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,006,084,000 | 1,021,357,000 | 1,041,681,000 | 1,048,815,000 |
| Total loans | 800,926,000 | 815,915,000 | 829,764,000 | 832,389,000 |
| Allowance for loan losses | 8,351,000 | 8,687,000 | 8,821,000 | 9,522,000 |
| Securities available for sale | 138,450,000 | 134,405,000 | 126,023,000 | 139,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 697,256,000 | 714,319,000 | 670,751,000 | 676,473,000 |
| Interest-bearing deposits | 634,820,000 | 648,687,000 | 605,960,000 | 619,048,000 |
| Noninterest-bearing deposits | 62,436,000 | 65,632,000 | 64,791,000 | 57,425,000 |
| Equity capital | 87,066,000 | 88,788,000 | 92,408,000 | 94,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 17,719,000 | 35,841,000 | 54,334,000 | 72,332,000 |
| Interest expense | 8,984,000 | 18,220,000 | 27,830,000 | 37,294,000 |
| Net interest income | 8,735,000 | 17,621,000 | 26,504,000 | 35,038,000 |
| Noninterest income | 1,774,000 | 3,066,000 | 4,461,000 | 5,863,000 |
| Noninterest expense | 5,386,000 | 10,694,000 | 15,994,000 | 21,529,000 |
| Provision for loan losses | 390,000 | 785,000 | 1,177,000 | 1,996,000 |
| Pretax income | 4,453,000 | 8,928,000 | 13,514,000 | 17,107,000 |
| Income tax | 1,114,000 | 2,697,000 | 4,321,000 | 5,626,000 |
| Net income | 3,339,000 | 6,231,000 | 9,193,000 | 11,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,877,000 | 89,567,000 | 92,334,000 | 94,432,000 |
| Total capital | 95,228,000 | 98,254,000 | 101,154,000 | 103,954,000 |
| Risk-weighted assets | 770,760,000 | 790,815,000 | 806,025,000 | 803,489,000 |