Call reports 2006
ENTEGRA BANK — 2006
What ENTEGRA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 911,661,000 | 948,191,000 | 1,003,266,000 | 988,190,000 |
| Total loans | 743,368,000 | 773,304,000 | 802,435,000 | 793,374,000 |
| Allowance for loan losses | 6,899,000 | 7,249,000 | 7,651,000 | 8,062,000 |
| Securities available for sale | 105,290,000 | 111,309,000 | 140,001,000 | 135,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 654,065,000 | 676,110,000 | 711,515,000 | 698,532,000 |
| Interest-bearing deposits | 595,529,000 | 611,505,000 | 648,428,000 | 639,017,000 |
| Noninterest-bearing deposits | 58,536,000 | 64,605,000 | 63,087,000 | 59,515,000 |
| Equity capital | 74,768,000 | 77,054,000 | 80,683,000 | 83,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 14,877,000 | 30,617,000 | 47,839,000 | 65,584,000 |
| Interest expense | 6,620,000 | 13,840,000 | 22,380,000 | 31,299,000 |
| Net interest income | 8,257,000 | 16,777,000 | 25,459,000 | 34,285,000 |
| Noninterest income | 1,551,000 | 2,884,000 | 4,173,000 | 5,660,000 |
| Noninterest expense | 5,060,000 | 9,983,000 | 14,986,000 | 20,187,000 |
| Provision for loan losses | 405,000 | 820,000 | 1,256,000 | 1,695,000 |
| Pretax income | 4,343,000 | 8,858,000 | 13,390,000 | 18,063,000 |
| Income tax | 1,627,000 | 3,299,000 | 4,989,000 | 6,774,000 |
| Net income | 2,716,000 | 5,559,000 | 8,401,000 | 11,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,752,000 | 78,417,000 | 81,047,000 | 83,756,000 |
| Total capital | 82,651,000 | 85,666,000 | 88,698,000 | 91,818,000 |
| Risk-weighted assets | 707,332,000 | 734,367,000 | 766,426,000 | 759,049,000 |