Call reports 2004
ENTEGRA BANK — 2004
What ENTEGRA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 769,293,000 | 782,336,000 | 787,091,000 | 779,475,000 |
| Total loans | 532,632,000 | 564,831,000 | 584,367,000 | 602,946,000 |
| Allowance for loan losses | 4,338,000 | 4,601,000 | 4,846,000 | 5,096,000 |
| Securities available for sale | 175,346,000 | 159,326,000 | 147,813,000 | 119,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,352,000 | 473,785,000 | 491,636,000 | 497,342,000 |
| Interest-bearing deposits | 431,169,000 | 432,442,000 | 447,404,000 | 451,440,000 |
| Noninterest-bearing deposits | 37,183,000 | 41,343,000 | 44,232,000 | 45,902,000 |
| Equity capital | 59,728,000 | 58,129,000 | 62,063,000 | 63,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 9,269,000 | 18,984,000 | 29,068,000 | 39,668,000 |
| Interest expense | 3,705,000 | 7,354,000 | 11,242,000 | 15,156,000 |
| Net interest income | 5,564,000 | 11,630,000 | 17,826,000 | 24,512,000 |
| Noninterest income | 1,447,000 | 2,746,000 | 4,887,000 | 6,425,000 |
| Noninterest expense | 4,462,000 | 8,899,000 | 13,507,000 | 18,326,000 |
| Provision for loan losses | 340,000 | 670,000 | 1,015,000 | 1,390,000 |
| Pretax income | 2,207,000 | 4,805,000 | 8,189,000 | 11,221,000 |
| Income tax | 814,000 | 1,782,000 | 3,045,000 | 4,175,000 |
| Net income | 1,393,000 | 3,023,000 | 5,144,000 | 7,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,038,000 | 60,403,000 | 62,337,000 | 64,052,000 |
| Total capital | 63,376,000 | 65,004,000 | 67,183,000 | 69,148,000 |
| Risk-weighted assets | 531,234,000 | 554,570,000 | 571,533,000 | 582,194,000 |