Call reports 2002
ENTEGRA BANK — 2002
What ENTEGRA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 479,458,000 | 485,667,000 | 504,041,000 | 519,009,000 |
| Total loans | 404,202,000 | 414,539,000 | 426,764,000 | 439,776,000 |
| Allowance for loan losses | 2,869,000 | 3,009,000 | 3,157,000 | 3,105,000 |
| Securities available for sale | 29,286,000 | 26,540,000 | 30,951,000 | 29,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,922,000 | 319,307,000 | 333,222,000 | 335,805,000 |
| Interest-bearing deposits | 273,508,000 | 294,516,000 | 308,882,000 | 308,779,000 |
| Noninterest-bearing deposits | 19,414,000 | 24,791,000 | 24,340,000 | 27,026,000 |
| Equity capital | 35,169,000 | 36,541,000 | 37,603,000 | 39,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,944,000 | 16,037,000 | 24,127,000 | 32,323,000 |
| Interest expense | 3,222,000 | 6,530,000 | 9,967,000 | 13,338,000 |
| Net interest income | 4,722,000 | 9,507,000 | 14,160,000 | 18,985,000 |
| Noninterest income | 1,000,000 | 2,136,000 | 3,226,000 | 4,625,000 |
| Noninterest expense | 3,522,000 | 7,209,000 | 11,034,000 | 14,930,000 |
| Provision for loan losses | 230,000 | 490,000 | 770,000 | 1,080,000 |
| Pretax income | 1,970,000 | 4,019,000 | 5,657,000 | 7,699,000 |
| Income tax | 723,000 | 1,473,000 | 2,041,000 | 2,810,000 |
| Net income | 1,247,000 | 2,546,000 | 3,616,000 | 4,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,145,000 | 36,439,000 | 37,496,000 | 38,741,000 |
| Total capital | 38,014,000 | 39,448,000 | 40,653,000 | 41,846,000 |
| Risk-weighted assets | 368,218,000 | 376,401,000 | 388,817,000 | 402,501,000 |