Call reports 2001
ENTEGRA BANK — 2001
What ENTEGRA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 413,938,000 | 434,691,000 | 443,378,000 | 460,762,000 |
| Total loans | 338,252,000 | 356,583,000 | 367,970,000 | 373,841,000 |
| Allowance for loan losses | 2,358,000 | 2,574,000 | 2,696,000 | 2,903,000 |
| Securities available for sale | 8,790,000 | 28,364,000 | 28,449,000 | 29,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,093,000 | 277,768,000 | 284,246,000 | 289,500,000 |
| Interest-bearing deposits | 247,952,000 | 256,070,000 | 264,185,000 | 269,670,000 |
| Noninterest-bearing deposits | 17,141,000 | 21,698,000 | 20,061,000 | 19,830,000 |
| Equity capital | 30,695,000 | 31,613,000 | 32,798,000 | 33,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,174,000 | 16,323,000 | 24,757,000 | 32,860,000 |
| Interest expense | 4,214,000 | 8,301,000 | 12,330,000 | 15,842,000 |
| Net interest income | 3,960,000 | 8,022,000 | 12,427,000 | 17,018,000 |
| Noninterest income | 1,571,000 | 2,651,000 | 3,784,000 | 4,855,000 |
| Noninterest expense | 3,223,000 | 6,730,000 | 10,215,000 | 13,769,000 |
| Provision for loan losses | 340,000 | 565,000 | 790,000 | 1,015,000 |
| Pretax income | 2,045,000 | 3,455,000 | 5,324,000 | 7,207,000 |
| Income tax | 753,000 | 1,243,000 | 1,924,000 | 2,612,000 |
| Net income | 1,292,000 | 2,212,000 | 3,400,000 | 4,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,588,000 | 31,510,000 | 32,699,000 | 33,896,000 |
| Total capital | 32,946,000 | 34,084,000 | 35,395,000 | 36,799,000 |
| Risk-weighted assets | 304,230,000 | 325,278,000 | 335,516,000 | 351,902,000 |