Call reports 2018
STATE BANK OF RICHMOND — 2018
What STATE BANK OF RICHMOND reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 |
|---|---|
| Total assets | 92,165,000 |
| Total loans | 61,007,000 |
| Allowance for loan losses | 935,000 |
| Securities available for sale | 17,200,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 81,323,000 |
| Interest-bearing deposits | 67,614,000 |
| Noninterest-bearing deposits | 13,709,000 |
| Equity capital | 10,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 |
|---|---|
| Interest income | 835,000 |
| Interest expense | 86,000 |
| Net interest income | 749,000 |
| Noninterest income | 48,000 |
| Noninterest expense | 508,000 |
| Provision for loan losses | 15,000 |
| Pretax income | 274,000 |
| Income tax | 78,000 |
| Net income | 196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 |
|---|---|
| Tier 1 capital | 10,418,000 |
| Total capital | 11,211,000 |
| Risk-weighted assets | 63,300,000 |