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Call reports 2022

STATE SAVINGS BANK — 2022

What STATE SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.

PERIOD: 2022SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/92a55b6f-3018-4444-837b-ad0bc57b0c1f/2022

Balance sheet

What the bank holds and owes at quarter end

Measure2022Q12022Q22022Q32022Q4
Total assets193,647,000196,782,000182,962,000198,557,000
Total loans146,578,000153,629,000157,012,000165,270,000
Allowance for loan losses2,164,0002,200,0002,305,0002,409,000
Securities available for sale0000
Securities held to maturity244,000186,000186,000186,000
Trading assets0000
Total deposits151,606,000155,246,000142,095,000158,080,000
Interest-bearing deposits94,930,00093,041,00086,342,00086,853,000
Noninterest-bearing deposits56,676,00062,205,00055,753,00071,227,000
Equity capital19,961,00020,076,00020,483,00020,596,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2022Q12022Q22022Q32022Q4
Interest income1,541,0003,328,0005,360,0007,528,000
Interest expense189,000376,000605,000967,000
Net interest income1,352,0002,952,0004,755,0006,561,000
Noninterest income231,000411,000577,000705,000
Noninterest expense1,053,0002,242,0003,390,0004,749,000
Provision for loan losses035,000140,000245,000
Pretax income549,0001,099,0001,815,0002,289,000
Income tax27,00055,00096,000126,000
Net income522,0001,044,0001,719,0002,163,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2022Q12022Q22022Q32022Q4
Tier 1 capital19,961,00020,076,00020,483,00020,597,000
Total capital21,855,00022,081,00022,478,00022,825,000
Risk-weighted assets151,235,000160,181,000159,294,000178,083,000

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