Call reports 2020
STATE SAVINGS BANK — 2020
What STATE SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 155,775,000 | 169,454,000 | 172,435,000 | 179,938,000 |
| Total loans | 134,944,000 | 145,619,000 | 140,351,000 | 137,793,000 |
| Allowance for loan losses | 2,022,000 | 2,109,000 | 2,171,000 | 2,168,000 |
| Securities available for sale | 258,000 | 258,000 | 257,000 | 255,000 |
| Securities held to maturity | 85,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,530,000 | 125,957,000 | 129,166,000 | 136,841,000 |
| Interest-bearing deposits | 80,773,000 | 89,147,000 | 91,420,000 | 94,829,000 |
| Noninterest-bearing deposits | 31,757,000 | 36,809,000 | 37,746,000 | 42,012,000 |
| Equity capital | 15,541,000 | 15,587,000 | 15,955,000 | 17,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,797,000 | 3,714,000 | 5,567,000 | 7,344,000 |
| Interest expense | 380,000 | 727,000 | 1,042,000 | 1,324,000 |
| Net interest income | 1,417,000 | 2,987,000 | 4,525,000 | 6,020,000 |
| Noninterest income | 154,000 | 310,000 | 534,000 | 729,000 |
| Noninterest expense | 1,079,000 | 1,986,000 | 3,121,000 | 4,254,000 |
| Provision for loan losses | 40,000 | 130,000 | 190,000 | 190,000 |
| Pretax income | 449,000 | 1,183,000 | 1,749,000 | 2,311,000 |
| Income tax | 20,000 | 71,000 | 104,000 | 125,000 |
| Net income | 429,000 | 1,112,000 | 1,645,000 | 2,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,533,000 | 15,579,000 | 15,948,000 | 17,493,000 |
| Total capital | 17,155,000 | 17,257,000 | 17,582,000 | 19,126,000 |
| Risk-weighted assets | 129,393,000 | 133,808,000 | 130,307,000 | 130,122,000 |