Call reports 2019
STATE SAVINGS BANK — 2019
What STATE SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 145,643,000 | 146,966,000 | 150,473,000 | 155,253,000 |
| Total loans | 117,884,000 | 118,251,000 | 131,618,000 | 133,996,000 |
| Allowance for loan losses | 1,958,000 | 1,960,000 | 1,970,000 | 2,002,000 |
| Securities available for sale | 777,000 | 783,000 | 787,000 | 503,000 |
| Securities held to maturity | 95,000 | 85,000 | 85,000 | 85,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,250,000 | 107,757,000 | 107,626,000 | 112,888,000 |
| Interest-bearing deposits | 83,547,000 | 81,401,000 | 80,633,000 | 81,952,000 |
| Noninterest-bearing deposits | 22,703,000 | 26,356,000 | 26,992,000 | 30,936,000 |
| Equity capital | 14,238,000 | 14,220,000 | 14,580,000 | 15,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,676,000 | 3,435,000 | 5,309,000 | 7,182,000 |
| Interest expense | 449,000 | 901,000 | 1,338,000 | 1,747,000 |
| Net interest income | 1,227,000 | 2,534,000 | 3,971,000 | 5,435,000 |
| Noninterest income | 120,000 | 271,000 | 492,000 | 713,000 |
| Noninterest expense | 956,000 | 1,877,000 | 2,882,000 | 3,868,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 86,000 |
| Pretax income | 391,000 | 928,000 | 1,571,000 | 2,202,000 |
| Income tax | 25,000 | 50,000 | 74,000 | 100,000 |
| Net income | 366,000 | 878,000 | 1,497,000 | 2,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,238,000 | 14,220,000 | 14,580,000 | 15,104,000 |
| Total capital | 15,674,000 | 15,746,000 | 16,183,000 | 16,727,000 |
| Risk-weighted assets | 114,365,000 | 121,623,000 | 127,847,000 | 129,458,000 |