Call reports 2017
STATE SAVINGS BANK — 2017
What STATE SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 124,545,000 | 123,502,000 | 134,697,000 | 136,140,000 |
| Total loans | 103,948,000 | 108,561,000 | 114,719,000 | 120,461,000 |
| Allowance for loan losses | 1,770,000 | 1,773,000 | 1,780,000 | 1,797,000 |
| Securities available for sale | 742,000 | 743,000 | 743,000 | 491,000 |
| Securities held to maturity | 105,000 | 105,000 | 105,000 | 105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,661,000 | 92,535,000 | 97,056,000 | 97,939,000 |
| Interest-bearing deposits | 73,966,000 | 70,854,000 | 73,595,000 | 74,395,000 |
| Noninterest-bearing deposits | 21,695,000 | 21,681,000 | 23,461,000 | 23,545,000 |
| Equity capital | 12,240,000 | 12,243,000 | 12,513,000 | 12,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,332,000 | 2,725,000 | 4,339,000 | 5,946,000 |
| Interest expense | 196,000 | 399,000 | 654,000 | 931,000 |
| Net interest income | 1,136,000 | 2,326,000 | 3,685,000 | 5,015,000 |
| Noninterest income | 166,000 | 318,000 | 448,000 | 608,000 |
| Noninterest expense | 861,000 | 1,617,000 | 2,517,000 | 3,388,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 20,000 |
| Pretax income | 441,000 | 1,027,000 | 1,611,000 | 2,215,000 |
| Income tax | 24,000 | 48,000 | 72,000 | 106,000 |
| Net income | 417,000 | 979,000 | 1,539,000 | 2,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,239,000 | 12,243,000 | 12,513,000 | 12,756,000 |
| Total capital | 13,487,000 | 13,590,000 | 13,922,000 | 14,198,000 |
| Risk-weighted assets | 99,329,000 | 107,348,000 | 112,314,000 | 115,037,000 |