Call reports 2011
STATE SAVINGS BANK — 2011
What STATE SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 86,211,000 | 92,888,000 | 87,242,000 | 93,825,000 |
| Total loans | 68,268,000 | 75,588,000 | 73,004,000 | 74,445,000 |
| Allowance for loan losses | 1,387,000 | 1,399,000 | 1,541,000 | 1,428,000 |
| Securities available for sale | 1,234,000 | 2,256,000 | 2,267,000 | 2,766,000 |
| Securities held to maturity | 4,034,000 | 3,262,000 | 1,979,000 | 2,856,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,813,000 | 72,481,000 | 71,252,000 | 77,950,000 |
| Interest-bearing deposits | 61,269,000 | 62,261,000 | 61,436,000 | 66,434,000 |
| Noninterest-bearing deposits | 9,544,000 | 10,220,000 | 9,816,000 | 11,516,000 |
| Equity capital | 9,104,000 | 9,282,000 | 9,460,000 | 9,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,038,000 | 2,177,000 | 3,324,000 | 4,418,000 |
| Interest expense | 301,000 | 605,000 | 936,000 | 1,221,000 |
| Net interest income | 737,000 | 1,572,000 | 2,388,000 | 3,197,000 |
| Noninterest income | 131,000 | 251,000 | 674,000 | 819,000 |
| Noninterest expense | 603,000 | 1,179,000 | 1,823,000 | 2,497,000 |
| Provision for loan losses | 40,000 | 50,000 | 175,000 | 205,000 |
| Pretax income | 225,000 | 594,000 | 1,064,000 | 1,315,000 |
| Income tax | 14,000 | 27,000 | 48,000 | 63,000 |
| Net income | 211,000 | 567,000 | 1,016,000 | 1,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,120,000 | 9,276,000 | 9,443,000 | 9,369,000 |
| Total capital | 9,980,000 | 10,186,000 | 10,353,000 | 10,302,000 |
| Risk-weighted assets | 68,304,000 | 72,338,000 | 72,163,000 | 74,163,000 |