Call reports 2008
STATE SAVINGS BANK — 2008
What STATE SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 89,567,000 | 85,143,000 | 92,231,000 | 95,650,000 |
| Total loans | 77,297,000 | 74,945,000 | 81,107,000 | 81,163,000 |
| Allowance for loan losses | 1,394,000 | 1,374,000 | 1,414,000 | 1,359,000 |
| Securities available for sale | 3,827,000 | 2,676,000 | 2,603,000 | 2,055,000 |
| Securities held to maturity | 824,000 | 1,711,000 | 2,664,000 | 2,494,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,039,000 | 61,739,000 | 63,510,000 | 68,256,000 |
| Interest-bearing deposits | 58,139,000 | 55,631,000 | 56,712,000 | 61,034,000 |
| Noninterest-bearing deposits | 6,900,000 | 6,108,000 | 6,797,000 | 7,222,000 |
| Equity capital | 8,169,000 | 7,949,000 | 8,078,000 | 8,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,474,000 | 2,877,000 | 4,253,000 | 5,745,000 |
| Interest expense | 733,000 | 1,367,000 | 1,972,000 | 2,608,000 |
| Net interest income | 741,000 | 1,510,000 | 2,281,000 | 3,137,000 |
| Noninterest income | 122,000 | 254,000 | 366,000 | 375,000 |
| Noninterest expense | 581,000 | 1,141,000 | 1,732,000 | 2,319,000 |
| Provision for loan losses | 85,000 | 160,000 | 190,000 | 300,000 |
| Pretax income | 197,000 | 463,000 | 725,000 | 893,000 |
| Income tax | 6,000 | 10,000 | 15,000 | 19,000 |
| Net income | 191,000 | 453,000 | 710,000 | 874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,142,000 | 7,955,000 | 8,075,000 | 8,074,000 |
| Total capital | 9,108,000 | 8,907,000 | 9,033,000 | 9,053,000 |
| Risk-weighted assets | 78,328,000 | 75,725,000 | 76,222,000 | 77,945,000 |
Machine access — free, no API key
Every figure shown here about STATE SAVINGS BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.