Call reports 2016
FIRST NATIONAL BANK IN PAXTON — 2016
What FIRST NATIONAL BANK IN PAXTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 79,192,000 | 80,082,000 | 79,691,000 | 81,826,000 |
| Total loans | 34,137,000 | 31,922,000 | 33,730,000 | 35,209,000 |
| Allowance for loan losses | 322,000 | 322,000 | 322,000 | 322,000 |
| Securities available for sale | 25,808,000 | 27,570,000 | 27,713,000 | 28,545,000 |
| Securities held to maturity | 2,087,000 | 2,279,000 | 2,234,000 | 1,734,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,875,000 | 71,605,000 | 71,300,000 | 73,856,000 |
| Interest-bearing deposits | 56,374,000 | 58,419,000 | 57,013,000 | 58,019,000 |
| Noninterest-bearing deposits | 14,501,000 | 13,187,000 | 14,286,000 | 15,837,000 |
| Equity capital | 8,213,000 | 8,355,000 | 8,261,000 | 7,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 548,000 | 1,090,000 | 1,641,000 | 2,206,000 |
| Interest expense | 28,000 | 56,000 | 84,000 | 114,000 |
| Net interest income | 520,000 | 1,034,000 | 1,557,000 | 2,092,000 |
| Noninterest income | 107,000 | 248,000 | 396,000 | 521,000 |
| Noninterest expense | 443,000 | 915,000 | 1,384,000 | 1,859,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 174,000 | 357,000 | 559,000 | 744,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 174,000 | 357,000 | 559,000 | 744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,683,000 | 7,696,000 | 7,727,000 | 7,762,000 |
| Total capital | 8,005,000 | 8,018,000 | 8,049,000 | 8,084,000 |
| Risk-weighted assets | 39,786,000 | 37,918,000 | 39,562,000 | 41,700,000 |