Call reports 2015
FIRST NATIONAL BANK IN PAXTON — 2015
What FIRST NATIONAL BANK IN PAXTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 80,256,000 | 82,898,000 | 77,473,000 | 77,955,000 |
| Total loans | 31,729,000 | 31,306,000 | 31,865,000 | 32,856,000 |
| Allowance for loan losses | 309,000 | 309,000 | 312,000 | 312,000 |
| Securities available for sale | 23,842,000 | 27,067,000 | 27,293,000 | 25,792,000 |
| Securities held to maturity | 2,398,000 | 2,522,000 | 2,454,000 | 2,118,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,041,000 | 74,766,000 | 69,100,000 | 69,910,000 |
| Interest-bearing deposits | 59,760,000 | 62,645,000 | 57,078,000 | 57,184,000 |
| Noninterest-bearing deposits | 12,281,000 | 12,121,000 | 12,022,000 | 12,726,000 |
| Equity capital | 8,084,000 | 8,014,000 | 8,200,000 | 7,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 523,000 | 1,056,000 | 1,601,000 | 2,156,000 |
| Interest expense | 32,000 | 62,000 | 93,000 | 121,000 |
| Net interest income | 491,000 | 994,000 | 1,508,000 | 2,035,000 |
| Noninterest income | 159,000 | 267,000 | 406,000 | 513,000 |
| Noninterest expense | 433,000 | 861,000 | 1,287,000 | 1,737,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 217,000 | 400,000 | 627,000 | 811,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 217,000 | 400,000 | 627,000 | 811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,665,000 | 7,697,000 | 7,745,000 | 7,678,000 |
| Total capital | 7,974,000 | 8,006,000 | 8,057,000 | 7,990,000 |
| Risk-weighted assets | 37,822,000 | 38,161,000 | 37,304,000 | 37,306,000 |