Call reports 2014
FIRST NATIONAL BANK IN PAXTON — 2014
What FIRST NATIONAL BANK IN PAXTON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 78,959,000 | 80,926,000 | 80,154,000 | 79,388,000 |
| Total loans | 30,035,000 | 30,486,000 | 33,840,000 | 35,423,000 |
| Allowance for loan losses | 288,000 | 298,000 | 308,000 | 318,000 |
| Securities available for sale | 20,089,000 | 19,920,000 | 22,379,000 | 22,293,000 |
| Securities held to maturity | 5,642,000 | 5,641,000 | 3,841,000 | 2,416,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,144,000 | 73,032,000 | 72,206,000 | 71,391,000 |
| Interest-bearing deposits | 59,868,000 | 61,752,000 | 60,880,000 | 58,537,000 |
| Noninterest-bearing deposits | 11,276,000 | 11,280,000 | 11,327,000 | 12,854,000 |
| Equity capital | 7,728,000 | 7,794,000 | 7,816,000 | 7,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 504,000 | 1,019,000 | 1,548,000 | 2,107,000 |
| Interest expense | 44,000 | 85,000 | 123,000 | 157,000 |
| Net interest income | 460,000 | 934,000 | 1,425,000 | 1,950,000 |
| Noninterest income | 73,000 | 217,000 | 326,000 | 500,000 |
| Noninterest expense | 393,000 | 817,000 | 1,227,000 | 1,681,000 |
| Provision for loan losses | 25,000 | 35,000 | 45,000 | 70,000 |
| Pretax income | 125,000 | 309,000 | 489,000 | 718,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 125,000 | 309,000 | 489,000 | 718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,604,000 | 7,529,000 | 7,578,000 | 7,597,000 |
| Total capital | 7,892,000 | 7,827,000 | 7,886,000 | 7,915,000 |
| Risk-weighted assets | 33,942,000 | 34,434,000 | 37,423,000 | 38,201,000 |