Call reports 2013
FIRST NATIONAL BANK IN PAXTON — 2013
What FIRST NATIONAL BANK IN PAXTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 77,864,000 | 76,679,000 | 81,539,000 | 77,583,000 |
| Total loans | 25,896,000 | 29,603,000 | 32,091,000 | 34,806,000 |
| Allowance for loan losses | 279,000 | 268,000 | 269,000 | 279,000 |
| Securities available for sale | 11,922,000 | 14,456,000 | 18,785,000 | 20,189,000 |
| Securities held to maturity | 7,779,000 | 6,070,000 | 4,562,000 | 4,537,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,116,000 | 69,117,000 | 73,830,000 | 69,485,000 |
| Interest-bearing deposits | 57,974,000 | 57,953,000 | 63,156,000 | 58,980,000 |
| Noninterest-bearing deposits | 12,142,000 | 11,164,000 | 10,674,000 | 10,505,000 |
| Equity capital | 7,667,000 | 7,474,000 | 7,588,000 | 7,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 449,000 | 924,000 | 1,418,000 | 1,957,000 |
| Interest expense | 57,000 | 109,000 | 159,000 | 207,000 |
| Net interest income | 392,000 | 815,000 | 1,259,000 | 1,750,000 |
| Noninterest income | 102,000 | 237,000 | 346,000 | 456,000 |
| Noninterest expense | 419,000 | 854,000 | 1,285,000 | 1,742,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 75,000 | 198,000 | 330,000 | 464,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 198,000 | 330,000 | 464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,391,000 | 7,395,000 | 7,444,000 | 7,480,000 |
| Total capital | 7,670,000 | 7,663,000 | 7,713,000 | 7,759,000 |
| Risk-weighted assets | 28,616,000 | 32,451,000 | 35,804,000 | 37,298,000 |