Call reports 2009
FIRST NATIONAL BANK IN PAXTON — 2009
What FIRST NATIONAL BANK IN PAXTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 69,377,000 | 71,779,000 | 74,929,000 | 73,831,000 |
| Total loans | 33,796,000 | 32,570,000 | 33,393,000 | 33,087,000 |
| Allowance for loan losses | 512,000 | 512,000 | 288,000 | 327,000 |
| Securities available for sale | 15,674,000 | 15,638,000 | 18,011,000 | 16,590,000 |
| Securities held to maturity | 2,422,000 | 2,341,000 | 2,340,000 | 2,340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,853,000 | 62,227,000 | 65,426,000 | 64,441,000 |
| Interest-bearing deposits | 50,558,000 | 53,683,000 | 56,072,000 | 56,169,000 |
| Noninterest-bearing deposits | 9,295,000 | 8,544,000 | 9,354,000 | 8,272,000 |
| Equity capital | 8,359,000 | 8,314,000 | 8,311,000 | 8,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 784,000 | 1,562,000 | 2,333,000 | 3,095,000 |
| Interest expense | 254,000 | 480,000 | 694,000 | 899,000 |
| Net interest income | 530,000 | 1,082,000 | 1,639,000 | 2,196,000 |
| Noninterest income | 104,000 | 204,000 | 308,000 | 389,000 |
| Noninterest expense | 394,000 | 829,000 | 1,237,000 | 1,690,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 140,000 |
| Pretax income | 240,000 | 457,000 | 611,000 | 756,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 240,000 | 457,000 | 611,000 | 756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,008,000 | 7,994,000 | 7,998,000 | 7,995,000 |
| Total capital | 8,505,000 | 8,475,000 | 8,286,000 | 8,322,000 |
| Risk-weighted assets | 39,755,000 | 38,411,000 | 39,242,000 | 40,623,000 |